Ayushman Bharat Yojana 2025: How to Get ₹5 Lakh Free Health Insurance – Eligibility, Apply & Hospital List
India’s biggest health insurance scheme is back with new updates! Under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) 2025, eligible families can get ₹5 lakh free medical insurance per year for hospitalization and surgeries at top hospitals.
In this post, we’ll explain how to check your name, apply online, and find hospitals near you — step-by-step.
What is Ayushman Bharat Yojana?
Launched by the Indian government in 2018, the Ayushman Bharat scheme offers cashless treatment up to ₹5 lakh per year for over 1,400+ diseases. This includes surgeries, maternity care, cancer, kidney treatment, and more.
It’s especially beneficial for low-income families, laborers, farmers, and rural populations.
Who is Eligible for Ayushman Bharat Yojana 2025?
To get benefits under the updated 2025 scheme, you must:
- Be listed in the SECC 2011 (Socio-Economic Caste Census) data
- Be from a low-income or economically vulnerable group
- Have no government job or pension
- Hold a valid ration card or Aadhaar
How to Check If You’re Eligible (Online)
Step-by-Step Process:
- Visit the official PM-JAY portal: https://pmjay.gov.in
- Click on “Am I Eligible”
- Enter your mobile number + captcha
- Choose your state and search by name, Aadhaar, or ration card
If your name is in the list, you’re eligible!
How to Apply for Ayushman Bharat 2025?
No formal registration is required if your name is already in the government database. But you can still:
- Visit your nearest CSC (Common Service Center)
- Carry Aadhaar card, ration card, and family details
- They will generate your Ayushman Card for free
What Treatments Are Covered?
Ayushman Bharat 2025 includes over 1,400 medical packages, such as:
- Heart surgeries
- Cancer treatment
- Kidney dialysis
- Childbirth & C-sections
- Accidents & emergency care
- COVID-19 related hospitalization (if any updates added)
💡 Check our latest article on top PM health schemes in 2025 for more.*
List of Empanelled Hospitals in 2025
You can get treatment at:
- Government hospitals
- Private hospitals empanelled under PM-JAY
To search for hospitals:
- Go to: https://hospitals.pmjay.gov.in
- Select your state/district
- Filter by specialty (e.g., cancer, cardiac, maternity)
How to Download Ayushman Bharat Card (2025)?
- Visit https://mera.pmjay.gov.in
- Log in with your mobile number
- Click on “Download Ayushman Card”
Keep this digital card safe — it’s required during hospital admission.
Common Mistakes to Avoid
- Not checking your name in eligibility list
- Going to hospitals that are not on the empanelled list
- Not carrying Aadhaar card and mobile at the time of admission
- Giving wrong family details during CSC visit
✅ Pro Tip: Always verify your hospital and package before admission.
Some Related Government Schemes:
Final Words
The Ayushman Bharat Yojana 2025 is a major lifeline for millions of Indians. Whether you’re in a village or small town, getting ₹5 lakh free health coverage is a huge relief — especially when private healthcare costs are rising.
Stay informed, follow the steps in this guide, and help others around you benefit from this scheme too!
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